One of the questions you ask us most in recent times, refers to the best way to pay abroad. The truth is that although it may not seem so, for us this question has an easy answer: N26 card It has been our salvation from the moment we met her and we started using her.
Until that moment we did not usually pay by card abroad or take out money, since the high commissions of the banks, both ours in Spain and that of the country of destination, made us reluctant to this option, opting for the always present agency Exchange, in which in the end, between the commissions and normally, the bad change, made us leave a good euros on all trips at the time of making payments abroad.
After knowing N26, we have to say that this has changed and is the method we use today to pay on trips. And is that the N26 is considered one of the best cards to travel without paying commissions.
N26 Card, the best way to pay abroad
Keep in mind that there are currently many cards that allow you to pay in any country in the world and do not charge you any kind of commission (or a very low amount).
In our case, after comparing the different options we knew and seeing the pros and cons, we have chosen the N26 card, with which we can pay anywhere in the world, without charging us any kind of commission and always with the best market change.
What is N26
N26 is the first mobile bank, founded 5 years ago, with a banking license to operate in Europe, which has redesigned banking in a revolutionary way for the smartphone, making it incredibly simple, fast and intuitive.
He is currently present in 17 countries and will shortly open a physical office in Barcelona.
Advantages of N26
- You can open your account here in less than 8 minutes, in a single process either on your computer or on your mobile.
- You receive notifications on the mobile in real time of all the operations you do with your card.
This is incredibly useful, as these alerts are associated with the device, no matter how much you have hired a SIM at the destination, you will continue to receive notifications on your mobile, thus ensuring you have full control over the movements in your account. - Instant money sending with Moneybeam.
- You can configure security in a simple, intuitive and direct way. You can lock and unlock your card and set cash withdrawal limits and payments abroad.
All this you can do from the mobile application and in a single click.
How do I open account N26
Although it may seem a lie, the process to open your account for N26 card, it's so simple that it doesn't take you more than 8 minutes.
- It is 100% mobile, without any paperwork.
- You must enter your personal data on the web.
- N26 will verify your identity through a video call or with three photos.
- At this point you just have to choose what type of account you want: Standard, You or Business and link your smartphone to receive all notifications.
After these steps, they will send you your N26 Mastercard to the address you have chosen and once it is in your possession, you will only have to activate it.
You can open your N26 account here
N26, the best way to get money abroad
What type of N26 card is best for me? N26, N26 You or Business?
N26 Card
- € 0.00 / month
- Custom updates, expense reports, hashtags to organize your expenses and income
- Foreign currency transfers with TransferWise
- Mastercard included
- Free payments with MasterCard in any currency (there is no fee for currency exchange unlike most banks)
- 5 free withdrawals per month. 2 euros for additional withdrawal
- Withdrawal in foreign currency: 1.7% of the amount withdrawn
N26 You
- 9.90 euros / month
- Custom updates, expense reports, hashtags to organize your expenses and income
- Foreign currency transfers with TransferWise
- Travel insurance, protection against mobile theft and bank robbery, extended warranty on selected purchases
- Mastercard You card included
- Free payments with MasterCard in any currency (there is no fee for currency exchange unlike most banks)
- 5 free withdrawals per month. 2 euros for additional withdrawal
- Withdrawal in foreign currency: 0% of the amount withdrawn
N26 Business Card
- € 0.00 / month
- Custom updates, expense reports, hashtags to organize your expenses and income
- Foreign currency transfers with TransferWise
- Mastercard Business card included
- Free payments with MasterCard in any currency (there is no fee for currency exchange unlike most banks)
- 5 free withdrawals per month. 2 euros for additional withdrawal
- 0.1% of all purchases you make with the Mastercard are returned
- Withdrawal in foreign currency: 1.7% of the amount withdrawn
In our specific case, when traveling several times a year and many times for quite ample periods, the option that best suited our needs to get money abroad, of the three options, was the N26 You, although after our experience, we can say that any of them is an excellent option for both get money during a trip or for payments abroad.
You can hire your N26 card here, in less than 8 minutes and receive it within 3-4 days.
Security with N26
- With the N26 application you will always have a secure connection through username and password, or fingerprint.
- You will receive real-time notifications after each transaction: payments with your card, cash withdrawals, direct debits and bank transfers.
- You will have a single smartphone linked to each account, with access also from webapp.
- You have customized security settings.
- 3DS Mastercard SecureCode: an additional layer of security to prevent online payment fraud.
N26, the best way to get money abroad
Customer service in N26
We know that one of the most important things is to have personalized attention if necessary and with the N26 card We can assure you that you will have the most personalized attention.
They have a free telephone.
- Live chat from the app.
- Email.
- Social networks.
- Attention in Spanish, English, German, French and Italian.
Remember that you can open your N26 account here
